Which States Have the Highest Down Payments?

According to a new report from LendingTree, the national average down payment on a home is 12.29 percent. However, in some states, home buyers are putting down even more money on their home purchase.

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Mortgage Rates Match Record Lows This Week

With signs of an improving housing market, mortgage rates took another dip this week, matching at or near the all-time record lows, Freddie Mac reports in its weekly mortgage market survey.

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Freddie Chief Economist: Housing Threats Loom

While most recent indicators have been upbeat about the economy inching toward a recovery in 2012, Freddie Mac’s chief economist warns that threats still loom, particularly for housing.

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5 Tips to Enhance Your Listing Photos

High-quality images are an important ally in attracting buyers to your listing and selling a home, real estate pros say.

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Freddie Loosens Credit Score Requirement for Refis

Freddie Mac announced it has eliminated its minimum credit score requirement for borrowers wanting to refinance, but they must have at least 20 percent equity in their home, HousingWire reports. Freddie Mac used to require a minimum credit score of 620.

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Increased Lending, Loan Modifications Key to Recovery

Stabilizing and restoring the health of the housing market is critical to a broader economic recovery, according to a white paper released yesterday by the Federal Reserve Board. Many of the issues and recommendations outlined in the paper support key principles established by the National Association of REALTORS® to help revitalize the housing industry and economy.

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