Increases in job opportunities will bring first-time buyers back into the market next year after mostly staying on the sidelines since the housing crisis, realtor.com® predicts.

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The U.S. housing market is expected to make strides overall in 2015, but 10 metros in particular are “ready for significant acceleration across housing metrics,” according to realtor.com®.

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Many consumers probably didn’t think they’d see mortgage rates this low again.

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The majority of adults in the U.S. say they hadn’t heard of programs helping first-time buyers afford a down payment, including state and local assistance.

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The government is throwing in more incentives to keep borrowers who modify their loans through the Home Affordable Modification Program current on their mortgages.

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Here are seven things Millennials often believe about getting a mortgage that aren’t (entirely) true.
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